1. Holistic Financial Planning
From: £120
We start with a blank sheet, not a product brochure. Using cash‑flow forecasting, lifestyle cost mapping and Monte‑Carlo stress‑testing, we translate your goals into a living blueprint that updates with every life change—marriage, relocation, business sale or global shock.
2. Bespoke Investment Management
From: £520
Your capital is allocated through factor‑tilted, globally diversified portfolios designed to capture long‑term growth while minimising avoidable tax drag. Active where evidence proves value, passive where markets reward patience—always underpinned by a disciplined rebalancing policy.
3. Retirement & Pension Strategy
From: £810
From NHS and USS schemes to private SIPPs and auto‑enrolment pots, we model how each source interacts with Lifetime Allowance rules and inflation. Our phased draw‑down plans are built to guard against sequence‑of‑returns risk and legislative surprises.
4. Tax‑Efficient Structuring
From: £110
We orchestrate ISAs, pensions, on‑shore bonds and Family Investment Companies into a single, optimised framework. Annual allowances, carry‑forward rules and Business Relief are harvested methodically—so more of your money stays yours.
5. Risk & Protection Planning
From: £100
Life, critical‑illness and income safeguards are selected via rigorous gap analysis, not commission tables. Policies are trust‑wrapped where appropriate to
ensure pay‑outs reach the right people, at the right time, inheritance‑tax‑free.
6. Business Owner Advisory
From: £920
Whether you’re seeking growth capital, contemplating an EOT exit or navigating Entrepreneurs’ Relief, we integrate corporate planning with personal wealth
goals. Our advisers liaise with accountants and lawyers to keep every stakeholder aligned.
7. Estate & Legacy Solutions
From: £320
We blend wills, lasting powers of attorney, discretionary trusts and philanthropic vehicles into a coherent legacy plan. Regular “what‑if” drills test for care‑cost erosion, sideways disinheritance and changing family dynamics.
8. Sustainable & Impact Investing
From: £150
For clients who want returns with responsibility, we offer SFDR Article 9 and thematic impact portfolios. Holdings are screened for real‑world outcome metrics, and quarterly stewardship reports detail carbon intensity, board diversity and engagement wins.
How We Work
- Discovery & Diagnosis – 45‑minute video call to map priorities, risks and blind spots.
- Data & Deep‑Dive – Secure portal intake plus optional fact‑find meeting at your premises.
- Strategy Build – We craft time‑stamped recommendations and walk you through every scenario.
- Implementation & Oversight – Paperwork, trading and policy placement handled end‑to‑end, then monitored continuously.
Value Beyond Advice
- Real‑Time Client Portal
View your net‑worth dashboard, investment performance and secure documents 24/7. - Life Event Alerts
We set automated triggers for rule changes (e.g., CGT allowance cuts) and personal milestones (option‑vesting dates, school‑fee instalments). - Cost Transparency Pledge
A single line on your invoice shows what you pay us—no hidden fund entry charges or “miscellaneous admin” fees.
Professional Standards
Plango.uno is directly authorised and regulated by the Financial Conduct Authority (FCA #728911). All advisers hold at least Level 6 Chartered status and undertake 35+ hours of CPD annually. Client assets are custodied by UK‑regulated platforms, and eligible deposits are protected by the Financial Services Compensation Scheme (FSCS).
Ready to take the next step?
Book a no‑cost, no‑obligation discovery call at plango.uno/contact and experience advice that puts your ambitions first.